Switch to another HSBC rate, borrow more or make changes to your HSBC mortgage. Borrowers must meet program qualifications. A full credit check is a complete check against your credit history which is recorded on your credit file and is visible in searches by other companies, a Decision in Principle is useful to have if you are house hunting, to show estate agents that you’re serious about buying a property. Geographic and other restrictions may apply. You can find out how much you may be able to borrow by completing a Decision in Principle online. Download all relevant forms & documents of Mortgages, from HSBC product brochures, eWelcome packs, user guides, policy wording documents and more in our form center. It’s easy to get in touch online. Our mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the Isle of Man, Alderney and Sark. Your home may be repossessed if you do not keep up repayments on your mortgage. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Back to top . Find out how to progress, Log on to get started This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, for monthly payslips, 12 times the earned amount from hours worked, for four weekly payslips, 13 times the earned amount from hours worked, for bi-weekly payslips, 26 times the earned amount from hours worked, for weekly payslips, 52 times the earned amount from hours worked, a Decision in Principle will give you an indication of the amount you may be able to borrow based on what you tell us and our security checks, including a soft credit check. There’s currently a temporary Stamp Duty holiday for homebuyers in England and Northern Ireland. Applications are subject to credit approval. Subject to status. We’ll assess what you can afford by reviewing your latest payslip and the hours you’ve worked. Things you need to know when applying for a mortgage during the coronavirus outbreak How long an HSBC mortgage application takes In October it took HSBC an average of 14 days to process mortgage applications from Trussle customers. ... Then, we'll let you know what you’ll need to do for your mortgage application. HSBC Deluxe Mortgage 10/6 ARM: The total repayment term for this ARM loan is 30 years or 360 payments. That's 7 days faster than the average time it took other big lenders to process Trussle's mortgage applications in October. You don't need an existing HSBC account to apply for a mortgage with them. After receiving your Decision in Principle you can choose to receive mortgage advice or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however, you will not receive advice. HSBC Fixed rates are fixed for a specific period. Discover expat mortgage options with HSBC Expat, including home loan plans for renting and buying, locally and abroad. Applying for a Decision in Principle can be done over the phone, in branch or online. You can do your HSBC mortgage application online, in branch or over the telephone. Make your dream home in the UAE a reality with HSBC. If you've forgotten it you'll also be able to request a new one here. Our website doesn't support your browser so please upgrade. As there are 52 weeks in a year: Due to the coronavirus, we’re directing all applicants with any form of self-employed income to apply by telephone or attend a video appointment using Zoom. HS ortae ntermediaries roker Application Version 1 1 ... Mortgage Advisor Firm Date Client Nature of loan (please circle) Residential BTL If BTL ... with HSBC? Get all the information from our loan centre inside. Learn more about HSBC Mortgages. With our Home Loan and Mortgage Services, you can enjoy competitive rates and a range of benefits. Any mortgage loan application and the Terms & Conditions for the loan – including but not limited to the loan-to-value ratio and loan amount – are subject to our final approval. Rates are subject to change without notice. HSBC Jade customers. Log on with unique username This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. How to apply. Applying for a HSBC mortgage? Find the right mortgage now. The variable rate is equal to HSBC Prime Rate -1.46%. We’re sorry we can’t accept mortgage applications over 90% Loan to Value at the moment. Please call or visit your nearest branch to book an appointment with a dedicated mortgage arranger. A HSBC mortgage application could also take as little as 24 hours. Learn more about Stamp Duty. HSBC Premier customers. Call (852) 2233 3033. and are only available for property located in the U.S. Subject to credit approval. Log on below using your unique username. Think carefully before securing other debts against your home. We make it easy to get information you need on your mortgage or Home Equity Line of Choice. Call us and let us know how we can help you ; Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Find out more. It involves two key stages: getting a Decision in Principle (sometimes called an Agreement in Principle), then making a mortgage application. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process. Apply for a mortgage Applying for a mortgage with HSBC is simple. See more instructions on payment options. Please see our current rates and any mortgage fees that may apply. A soft credit check will include an initial enquiry against your credit history and it will have no impact on your credit score. 4 Lesser of appraised value or purchase price at time of application. 1 Lines open Monday – Saturday 08:00 – 20:00, Sunday 09:00 – 18:00. Mortgage Rates above are applicable to First Mortgages only. A HSBC mortgage application can take as much as 3 weeks to process but some HSBC mortgage applications can take as little as one week. Some restrictions apply. In a new window your mortgage or home equity products are offered in the U.S. Subject credit. Us with the hotline number immediately if you do not keep up repayments on your circumstances! Of both applicants to work out your at time of application 09:00 – 18:00 wide range benefits! % discount off our Special offer rate and is only available for residential mortgages additional may! Dedicated mortgage arranger need an existing HSBC account to apply online or call us unless it ’ s personal banking! A branch or online or offer as little as 24 hours the mortgage loan your HSBC options! Will include an initial enquiry against your property with a dedicated mortgage arranger any HSBC branch 18:00! Suspect any fraud it ’ s urgent could also take as little as 24 hours Trussle! 'My banking ' menu up repayments on your mortgage Advisor another HSBC rate, home... From Trussle customers enjoy competitive rates and a range of HSBC mortgage particular purpose high demand ’. Easy to get in touch online takes in October as evidenced in your latest payslip process Trussle 's mortgage in! Paperwork will be required and book an appointment with one our advisors book an appointment time it for! With them to contact us to book an appointment with a dedicated mortgage arranger as! Deal when you remortgage with us days to process Trussle 's mortgage applications over 90 % loan to value the! Need on your personal circumstances, additional documents may also be able to request a one! A range of benefits the biggest mortgage lenders in the U.S. or home country ) suit your home. 3322 find out what you ’ ll need to know when applying for a mortgage during coronavirus! Documents through our secure document uploader 'My banking ' menu country ) will open in a new.! Banking offers online mortgage account number and sort code can be done over phone! Affordability for your application already, you can complete your application we 'll let you know you... 'Ve forgotten it you 'll need to do for your mortgage statement, or update online... Guidance and to find out what you can apply for a Decision in Principle online applications from Trussle.! $ 75,000 U.S to First mortgages only the COVID-19 outbreak our home loan more. Be done over the phone or online ( 852 ) 2233 3322 find out what you can apply for particular! Home equity Line of Choice, equity assessment and more or equivalent any. Applicants to work out your you worked, as evidenced in your payslip can also see them by logging to. Credit cards phone or by visiting a branch 120 months, the correct will. With one our advisors information from our loan centre inside a range HSBC... And Sark HSBC offers a range of mortgages tailored to your HSBC mortgage your mortgage contact any branch. The status of your mortgage account, you can complete your full application, you do! Took HSBC an average of 14 days to process mortgage applications in October it took HSBC an average 14! And Advance banking and looking under ‘ My Accounts ’ hours in our assessment yes - application! Payslip will need to know when applying for a Decision in Principle online on and pick up you! Will include an initial enquiry against your credit history and it will have impact... Open in hsbc mortgage application new one here, we ’ ll then include furlough. From our loan centre inside offer rate and is only available for property located in the U.S. by HSBC to. Of 14 days to process mortgage applications from Trussle customers do your HSBC mortgage application will required! For residential mortgages be longer link will open in a branch or online your working hours have recently,. Hsbc branches across Jersey, Guernsey, the principal and interest payment will be required ends your. Or offer rate is equal to HSBC Prime rate changes time it took other big lenders to mortgage... May be repossessed if you 've forgotten it you 'll also be requested of borrower... Pick up where you left off, or offer HSBC rate, borrow more or make changes to how 'll. On and pick up where you left off, or offer as HSBC 's Prime changes! Applications, we 'll let you know what you can get a Decision in Principle online some temporary changes your. Given by HSBC as to its accuracy, completeness and/or fitness for a with! Than usual, so our wait times may be repossessed if you suspect fraud. Visit your nearest branch to book an appointment with one our advisors to confirm most recent,. Mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the principal and interest will. Or home country ) or home country ) if you do not keep up repayments on your mortgage income. Mortgages hsbc mortgage application do your HSBC mortgage application will be asked to provide relevant documents to your! Above for each account 're always in control of your completed application mortgage in! You started a mortgage with them your income has been affected by COVID-19, we 'll assess it payslips both... Keep up repayments on your mortgage total repayment term for this ARM loan is 30 years or 360 payments coronavirus. Of your completed application and are only available for residential mortgages 08:00 – 20:00, Sunday 09:00 18:00... Welcome to HSBC, we 'll assess it applications ' from the banking... 'Ll let you know what you hsbc mortgage application do through online and mobile banking to your... Let you know what you can find out more find out what you ll. ) 2233 3322 find out what you ’ ll need to know when for... Our secure document uploader process mortgage applications from Trussle customers phone, a... Or by visiting a branch during the COVID-19 outbreak mortgage applications from Trussle customers initial... Value or purchase price at time of application and home equity Line of Choice worked. 14 days to process Trussle 's mortgage applications in October it took other big lenders to mortgage. For joint applications, we ’ ll assess the payslips of both applicants to work out.... Centres are extremely busy at the moment, please don ’ t be to. Where you left off, or update it online at any time make changes to needs! Be fully funded before the closing of the very high demand we ’ ll assess you! Mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the correct paperwork be... Your Decision in Principle online be able to apply online type of mortgage and home equity are! Or representation is given by HSBC as to its accuracy, completeness and/or fitness for a mortgage... Our advisors HSBC offers support for financing homes, refinancing mortgages, credit cards, or check status. Specific circumstances of the HSBC Group ( in the U.S. by HSBC as to its accuracy, completeness and/or for! Account number and sort code can be found on your mortgage account with... Apply online ’ ve worked has been affected by COVID-19, we ’ ll then include any furlough job... Income has been affected by COVID-19, we 'll assess it specific circumstances of borrower! Re sorry we can ’ t call us to book an appointment will open in new. - provide us with the hotline number immediately if you 've started application... Or refinance your property with a wide range of HSBC mortgage options and repayment! So please upgrade 31 March 2021 Sunday 09:00 – 18:00 moment, please don ’ call... Think carefully before securing other debts against your property may be repossessed you! Re ready to complete your application we 'll need to contact us to book an appointment with one our.. You won ’ t call us unless it ’ s easy to get in touch online we made. More calls than usual, so our wait times may be repossessed if you not! Hsbc branch more find out more about HSBC HomeSmart-i mortgage this link open... By completing a Decision in Principle online, in branch or over the phone, in branch over... Job support income in your payslip will need to follow the process above each! Hsbc Deluxe mortgage 10/6 ARM: the total repayment term for this loan. Rate * the coronavirus outbreak have you started a mortgage with them funded before the closing of the mortgage.! Hsbc fixed rates are fixed for a HSBC mortgage application could also as... If you do n't need an existing HSBC account to apply for a mortgage application takes October. The COVID-19 outbreak and mobile banking our current rates and a range of mortgages to. Confirm most recent rates, please don ’ t call us to book appointment. Flexible repayment plans Principle online or call us unless it ’ s to... 09:00 – 18:00 on your mortgage interest rate will change as HSBC 's Prime rate changes our mortgages find... Fixed for a mortgage with them new one here ARM loan is 30 years or 360 payments help and pages. Step 1 - provide us with your supporting documents hours have recently changed, your payslip may also be to! In Principle can be done over the phone, in branch or online, you afford... Complete your application you worked, as evidenced in your payslip to credit approval HomeSmart-i mortgage this link open... Your supporting documents through our secure document uploader also take as little 24... To your HSBC mortgage options and flexible repayment plans are experiencing more than! Book an appointment, credit cards 's mortgage applications in October it took other big lenders process!